Copper State Appraisal Services
Delivering Precision in Property Appraisals
At Copper State Appraisal, we empower attorneys, lenders, investors, real estate professionals, and homeowners. Our focus on efficiency is evident through competitive pricing and swift turnaround times, recognizing the inherent urgency in these transactions. Understanding the pivotal role of property valuation, particularly in legal matters, we offer specialized appraisal services meticulously tailored to our clients’ needs. We acknowledge the nuanced distinctions between cost, price, and value, which are essential elements for informed property decisions.
About Us
Welcome to Copper State Appraisal Services, where we understand that your home is your most valuable asset. As the largest single contributor to total net worth, owning a home is a significant financial investment. That’s why it’s crucial to know the value of your property.
At Copper State Appraisal, we provide a comprehensive narrative along with meticulous data and analysis to ensure that you gain a thorough understanding of the valuation process. With our expertise, you can make informed decisions swiftly and confidently.
Our appraisals are tailored to meet your specific needs, presented in a format that suits you best. We believe in offering reasonable fees and working around our clients’ timeframes to provide a seamless experience. Trust Copper State Appraisal for accurate valuations and peace of mind regarding your most valuable asset.
Our Services
BUY AND SELL
Thorough appraisal services for buyers and sellers, providing crucial insights into the fair market value of residential properties to facilitate informed purchase and sale decisions. Pre-listing appraisal services for homeowners and real estate agents.
DIVORCE
Expert appraisal services for divorce proceedings, providing impartial valuation of residential properties to facilitate equitable property division.
TIME OF DEATH
Specialized appraisal services for estates and probate proceedings, determining the value of residential properties as of the date of the property owner’s passing.
ESTATE TAX
Comprehensive estate appraisal services to help executors, heirs, and estate planners accurately assess the value of residential properties for inheritance, taxation, or probate purposes. Appraisal services for property tax assessment purposes, delivering accurate valuations of residential properties to ensure fair and equitable taxation.
VACANT LAND
Services for vacant land parcels, offering precise valuation assessments to assist landowners, developers, and investors in making informed decisions.
PMI REMOVAL
Professional appraisal services aimed at assisting homeowners in removing Private Mortgage Insurance (PMI) by determining the current market value of their residential properties.
INVESTORS
Gain insights on market rental rates and investment potential, whether you’re considering short-term or long-term strategies. Evaluate acquisitions, renovations, or flips with a focus on maximizing returns on your investment. Additionally, We offer both “As-Is” and “As-Remodeled” appraisals to help you establish the ideal budget.
ATTORNEYS
Specializing in divorce, estate, and property-bond appraisals, we deliver meticulous assessments to meet your legal requirements. Rely on our precise analysis and unwavering commitment to accuracy for steadfast appraisals that hold strong in legal matters.
5 Critical Reasons for Property Appraisals
The precision and accuracy of property appraisals, hold immense significance in influencing decisions related to lending, insurance, taxation, investment, and legal settlements.
Sales Comparison Approach
At Copper State Appraisal, we employ the Sales Comparison Approach as a fundamental method to evaluate property value. This approach involves a comprehensive analysis, comparing the subject property with similar real estate in its vicinity that have recently sold. By meticulously examining market data and key variables, we determine an accurate valuation reflective of the property’s unique attributes.
This approach is useful for homeowners looking to understand their property’s market value, real estate agents determining listing prices, and appraisers assessing property values for lending purposes.
The Copper State Appraisal Difference
- We’re not your typical real estate appraisers; we’re data ninjas!
- With advanced data analysis skills and extensive training, all counties within Arizona, we ensure that we’re well-versed in the nuances of various markets.
- This dedication to continuous learning and specialized knowledge empowers us to deliver comprehensive, precise evaluations that integrate sophisticated data analysis techniques. Count on us to provide insights and assessments that surpass industry standards.
Income Approach
Within the Income Approach, we utilize two primary methods: Direct Capitalization and Gross Income Multiplier.
Direct Capitalization
Direct Capitalization involves a deep analysis of a property’s Net Operating Income (NOI) to estimate the price an investor would pay. By applying a capitalization rate, we derive a precise valuation that reflects the income potential of the property.
Gross Income Multiplier
Gross Income Multiplier, suitable for properties with income-generating potential, offers an alternative method. This approach evaluates properties not typically purchased for investment but capable of generating revenue. By assessing the gross income against the property value, we derive a valuable insight into its worth.
Cost Approach
Our Cost Approach methodology rests on the premise that a buyer would not pay more for an improved property than the cost of constructing a similar structure on an empty parcel of land. By meticulously evaluating construction costs, depreciation, obsolescence, and other factors, we derive a valuation that underlines the property’s intrinsic worth. This proves beneficial for developers and builders determining the feasibility of new construction projects and entrepreneurial incentive.
Decoding the Jargon
At Copperstate Appraisal, our team is dedicated to distilling intricate details into a format that suits your specific needs. By providing a comprehensive narrative alongside meticulous data and analysis, we ensure that you have a thorough understanding of the valuation process, enabling you to make informed decisions swiftly and confidently.
Partnering with us means gaining access to a service that values not only accuracy and precision but also clarity and accessibility. We understand that in the legal world, clarity of information can make all the difference. Allow us to be your trusted ally in deciphering complexities and transforming them into comprehensible insights, empowering you to navigate your cases with confidence.
Experience the Copperstate Appraisal difference – where decoding the jargon is our specialty, and delivering a comprehensive narrative is our commitment to you.
About Us
Meet Selyna Ball
As the founder and driving force behind this esteemed establishment, owner Selyna Ball brings an unparalleled blend of analytical prowess, a passion for helping others, and an unyielding commitment to innovation within the real estate industry.
Why She Does What She Does
For Selyna, the driving force behind her work is the fusion of her analytical mind, and profound passion for assisting others. This unique combination fuels her mission at Copper State Appraisal, allowing her to provide invaluable insights and support to clients.
Solving Crucial Problems
Copper State Appraisal specializes in unraveling the complexities of assets for clients, shedding light on their true value and identifying potential risks. Selyna is dedicated to empowering individuals by demystifying the often intricate world of assets, especially as they pertain to generational wealth, which constitutes a significant 78% of the country’s ownership.
Setting Apart from the Rest
What sets Selyna and Copperstate Appraisal apart is her gift for data analysis, a steadfast focus on continual education and training, and an unwavering interest in driving industry innovation. This unique blend of skills and interests allows her to deliver unparalleled service and insights to her clients.
Selyna’s strengths lie in her adaptability, a mind that operates on the level of a gifted analyst, an unceasing pursuit of education, and an innate desire to evolve and adapt to the ever-changing landscape of real estate appraisal.
Client Goals
Selyna’s primary goal for her clients is to instill unwavering confidence in their assets and the information they possess. Through Copperstate Appraisal, she aims to equip individuals with the knowledge and understanding necessary to navigate the intricacies of their holdings.
The Secret to Success
Education stands as the cornerstone of Selyna’s success, continually refining her definition of success while embracing a commitment to growth. And let’s not forget her fondness for dogs, dance, and nature – a source of joy and rejuvenation that complements her professional drive.
At Copper State Appraisal Services, under Selyna Ball’s guidance, expect an amalgamation of expertise, innovation, and a genuine commitment to empowering clients through knowledge and understanding. With a focus on data-driven insights and a dedication to client success, Selyna leads the charge in redefining excellence within the real estate appraisal industry.
We are a proud member of these associations.
Our Approach
Informative, Yet Approachable
Our narrative-form appraisals are crafted to be informative without overwhelming complexity. We understand that real estate can be intricate, so we tailor our explanations to match our clients’ comprehension levels. We’re committed to ensuring that you understand precisely what you’re looking for in an appraisal report.
Tailored Appraisals for Different Needs
Recognizing the unique requirements of lenders versus homeowners, we offer distinct appraisal solutions for each. Our tailored approach ensures that the appraisal report aligns perfectly with the specific needs and expectations of the intended audience.
Transparent Communication from the Start
We prioritize communication at the forefront of our service. Understanding the purpose of the appraisal is crucial, and we engage in comprehensive discussions to clarify the objectives. With multiple valuation approaches available (e.g., income-producing versus cost for renovation), we guide you through these to ensure clarity on the values provided
Thorough Client Intake Process
We believe in a comprehensive understanding of our clients’ needs. Our intake process is designed to delve deep into your requirements, ensuring that no crucial detail is overlooked. By understanding your unique situation, we tailor our approach to meet your specific needs effectively.
Empowering Clients with Resources
We don’t just provide reports; we equip our clients with resources and guidance. We understand the importance of being informed, which is why we provide supplementary materials that empower you to ask the right questions and make informed decisions.
20
certifications
10
Cups of coffee
100%
commitment
Service Areas
We leverage county-specific resources and actively participate in real estate education courses tailored to each county’s requirements. We have specifically worked in these counties to ensure in-depth knowledge and understanding of each counties market dynamics.
Maricopa
Pima
Yuma
5 Critical Reasons for Property Appraisals
The precision and accuracy of property appraisals, hold immense significance in influencing decisions related to lending, insurance, taxation, investment, and legal settlements.
Lenders' Dependency on Appraised Values
Lenders heavily rely on property appraisals to ascertain the accurate value of a property. This valuation significantly influences the determination of loan amounts and Loan-to-Value (LTV) ratios. Accurate appraisals provide lenders with a comprehensive understanding of the property’s worth, aiding in mitigating financial risks associated with lending, ensuring loans are commensurate with property value.
Role in Insurance Assessments
Insurance companies utilize property appraisals as a pivotal tool in gauging insurance coverage and setting premiums. Accurate appraised values guide insurance firms in determining the adequate coverage required to protect against potential property damage or loss, directly impacting policy terms and premiums.
Impact on Property Taxation
Tax authorities heavily rely on precise property valuations for fair and accurate assessment of annual property taxes. Accurate appraisals serve as the foundation for establishing the property’s taxable value, ensuring equitable taxation and proper allocation of tax burdens among property owners within a jurisdiction.
Comprehending a Property's True Value
For real estate investors, comprehending a property’s true value is imperative. Property appraisals enable investors to make informed decisions regarding property acquisition, renovation, and subsequent profit generation. Accurate valuations guide investors in formulating appropriate offers, strategizing improvements, and ultimately maximizing returns on their investments. Furthermore, understanding the intricacies of the rental market is crucial for investors seeking long-term returns. Providing an operating income statement for potential long-term rentals allows investors to gauge potential cash flow and assess the property’s viability as an income-producing asset over time.
Role in Divorce & Estate Settlements
In legal matters concerning divorce or estate settlements, property appraisals play a critical role. Determining the fair market value of real estate holdings is crucial for equitable distribution among divorcing spouses or for estate planning purposes. Accurate appraisals provide a neutral valuation, assisting in the just division of assets or estate distribution in compliance with legal requirements.
Contact
Why Choose Us – Customized Solutions
Expertise
Valued by Attorneys
Your Timeframe
During the client intake process, we carefully examine the specific appraisal requirements. On a case-by-case basis, we assess our schedule to accommodate your timeframe to the best of our ability.
Copper State Appraisal is a proud member of:
